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Acquisition costs and financing
What a property really costs here, the initial outlay required and whether a bank would finance the rest. Enter the price, or your savings and income, and you will have the answer in a minute.
Taxes and acquisition costs
- Taxes
- Notary, land registry and administration (approx.)
- Bank valuation
- Total taxes and costs
- Total acquisition cost
- Initial outlayDeposit plus taxes and costs
- Mortgage amount
- Estimated monthly payment
- Minimum net income required
Estimated maximum budget
Enter the price, or your own funds and income, to see your estimated maximum budget.
An indicative calculation using the general transfer tax rate in Andalusia (7%). If you are under 35, part of a large family or have a recognised disability, and the property will be your main residence, the tax may be considerably lower. Spanish banks usually lend up to 80% to residents and 70% to non-residents, and do not approve payments above 35% of net income. This calculation does not constitute a financing offer. If you wish, we can put you in touch with a mortgage adviser.